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Re-MortgagePFM advise that clients check the competitiveness of their mortgage rate each time their incentive rate expires. Once your incentive rate has expired a lender would usually transfer you onto the standard variable rate (SVR) which can be significantly higher than other rates on offer. Once your incentive rate expires, PFM can contact your existing provider to review the new rates that they offer, and compare this to the whole of market. PFM will also check offers only available to clients direct to ensure that you receive a competitive rate. You will then receive the recommendation report detailing the most competitive provider.
Practice Financial Management Limited is authorised and regulated by the Financial Services Authority. For more details please refer to About PFM / Regulations. Your home may be repossessed if you do not keep up repayments on your mortgage. You may have to pay an early repayment charge to your existing lender if you re-mortgage. |
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