PENSIONS FOR DENTISTS

For many dentists there is a great deal of confusion and misunderstanding about the NHS superannuation scheme and personal pension entitlements. Practice Financial Management Limited’s Pension Review Service is designed to explain your existing benefits, forecast retirement income and appropriate advice for future funding.

The Pension Review Service is a fee based service which offers:

• NHS benefit check - an assessment of your accrued NHS pension benefits and a forecast based on latest NHS income.
• Personal Pensions - a valuation of your additional provision and forecast to retirement age.
• Target Funding - based on your preferred retirement age we will focus on appropriate funding which aims to achieve your target income needs.
• Funding Options - advice on how to potentially maximise tax and investment efficiency from the most appropriate funding solutions.
• Eligibility - we will determine your allowances and offer advice on the most tax efficient investments.

The value of investments and income from them can fall as well as rise.

The levels and basis of reliefs from taxation are subject to change and their values depends on the individual circumstances of the investor.

The Financial Services Authority does not regulate taxation and trust advice.