NHS Pension Review

All Dentists are automatically 'opted in' to the NHS Pension scheme on qualification. For self-employed dentists the NHS Pension remains a generous benefit. Changes to the scheme from April 2008 resulted in a higher level of contribution and for new entrants a retirement age of 65.

PFM offer a comprehensive NHS Pension review as part of our retirement planning service. This provides you with a projection of pension and lump sum benefits and considers options such as Additional Pension Purchase and early retirement.

With ever increasing private fee work dentists should assess the impact on their NHS Pension and take steps to mitigate this. The earlier this is addressed the lower the cost of the replacement pension.

Practice Financial Management Limited is authorised and regulated by the Financial Services Authority. For more details please refer to About PFM / Regulations.