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LIFE ASSURANCE

Designed to pay out a lump sum or income in the event of the death of the life assured.

Cover can be arranged over a fixed term or on an open ended basis, known as a "whole of life".

Life assurance may be considered essential cover for family protection, mortgages and other liabilities. Critical illness cover (for major illness such as heart attack, stroke, cancer, etc) may also be available to provide potentially valuable extra protection.

Life cover for:

  • Family Protection
  • Loans & Mortgages
  • Partnership/Expense Sharing
  • Mitigating Inheritance Tax

The levels and basis of and reliefs from taxation are subject to change and their value depends on the individual circumstances of the investor.

The Financial Services Authority does not regulate taxation and trust advice.

These Insurances are based on an assessment of the health of an applicant for previous or existing medical conditions and you should refer to policy documentation and seek advice in order to understand what the policy does and does not cover before making an application.

 

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