Income Protection

PFM provide fully independent advice on Income Protection cover to achieve three key aims:

• Occupation specific cover - covering you as a dental practitioner
• A competitive premium - from the whole market place
• An appropriate level of cover - with suitable policy options

With the physical and mental demands placed on dentists, insurance claims statistics illustrate the importance of such cover. For example Dentists' Provident paid out over £3.2million in claims in 2009, with an average of 131 claims per month.

Whilst many dentists will have existing cover, often arranged at qualification, most have not regularly reviewed the adequacy of their provision or the relative cost of their premiums.

PFM guide dentists through the options selecting the most suitable combination of features including competitive premiums, guaranteed or reviewable rates, deferred periods and inflation proofed cover.

Practice Financial Management Limited is authorised and regulated by the Financial Services Authority. For more details please refer to About PFM / Regulations.